Todd Temple is the author or co-author of 19 books, including several about money. He also produces video, multimedia and interactive programming for youth conferences through his company 10 TO 20.
For months, Todd's been sharing his financial wisdom. Ever wonder where he got it? Now he shares his personal story of recovery from crushing debt.
Don't leave charity to the government.
Most future-minded college students prize their academic record. But they ignore another kind of record that’s even more powerful: their credit record.
You don't have to be a genius to learn about money. Financial lessons abound. Even in Dr. Seuss storybooks.
Tired of hearing that debt is bad? Temple's here to show you how to get into debt — lots of it.
Easy credit abounds — especially in college mail boxes. So how do you balance all that quick money with the potential for staggering debt? Glad you asked.
Retailers know what'll get you into their store, what makes you want to buy and how to get you to buy more than you came for. Don't be a victim.
For the small-time investor, mutual funds may be just the thing.
It's a good thing to start a savings account. But where earning interest is concerned, there are much better ways to do it.
You can vote for more than just political candidates. You can vote for consumer products — the ones that match what you believe in.
You may not have much money. But with the right strategy, you can make almost nothing grow into something.
Of all the reasons to buy a new car, the best is that new car smell, says Temple. But you can always get a 99 cent air freshener. That's why he buys used.
Why does college cost you so much? For the answer, follow the money trail -- to Washington, D.C.
Last month Todd had advice for staying out of debt. If you’re one of the many who are already in it, this classic Temple column is for you.
The holidays can really sink your finances. This month's classic Money Talks column offers some tips for avoiding the debt trap.
It's a fact: We will never be able to afford what we want. Maybe that's because what we're really after can't be bought.
In life, two things are unavoidable: death and taxes. We'll talk about death another day.
One reader thought Temple was encouraging readers to invest with no eye toward morality. Here he sets the record straight.
When it comes to saving money, not everybody's doing it. You gotta' be willing to be different.
"It seems like everyone's getting rich off the stock market these days. Everyone, that is, but you." If this sounds familiar, read on. Temple's primer on investing may be just what you need to get started.
You may think investing is something you'll get around to in the future. But the future is exactly what you should start planning for now. Temple makes it easy.
For college students short on cash (is there another type?) there's one sure way to financial success — and it's not the lottery.
Money management can be easy and, dare we say, kind of fun.
One man's story of money. How it broke him in college.
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